May I wish all forum users a very Merry Christmas and Happy New Year.
2011 has been a great year and a big thank you to the the BKN for the award which we received in November. You provide a great platform for people to air their views; professionals, students and providers alike.
And a very Merry Christmas and Happy New Year to you as well Brian.
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Shaun
Responses are not meant as a substitute for professional advice. Answers are intended as outline only the advice of a qualified professional with access to all relevant information should be sought before acting on any response given.