I have just had cold call from someone trying to sell me insurance for my business (ghost hunting business) health care, anyway our turn over is too low and its a side line not a massive income earner.
BUT
It got me thinking, that if my bookkeeping business is successful and i leave full time work and do bookkeeping, that this might be something to consider.
Just wanted to see if you guys have anything in place? What would happen if you couldn't work due to illness or accident?
Do you have separate cover or have it as part of another insurance?
To determine if you want separate or inclusive I would just get a pile of quotes but absolutely read the small print before you buy as lots purport to provide cover but actually dont for the self employed, only covering the Ltd's directors.
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Joanne
Winner of Bookkeeper of the Year 2015, 2016 & 2017
Thoughts are my own/not to be regarded as official advice,which should be sought from a suitably qualified Accountant.
You should check out answers with reference to the legal position
